Government Schemes & Subsidies scheme 8 min read

Stand-Up India

A scheme by Ministry of Finance for financing SC/ST and/or Women Entrepreneurs by facilitating bank loans for setting up a greenfield project enterprise in manufacturing, services, trading sector and activities allied to agriculture. The objective of this scheme is to facilitate bank loans between Rs. 10 lakh and Rs. 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. In case of non-individual enterprises, at least 51% of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur.

Updated:Feb 2026

Key Benefits & Advantages

Key benefits of Stand Up India scheme:

  • Business loans from ₹10 lakhs to ₹1 crore
  • Composite loan covering term loan and working capital
  • Free RuPay debit card for business transactions
  • Comprehensive handholding support from SIDBI
  • Training and skill development assistance
  • Project report preparation guidance
  • Margin money reduced to 15% for women
  • Easy online application process

Eligibility Criteria

Finance is provided for Greenfield Enterprises.
If the applicant is a male, he must be from SC / ST category.
The age of the applicant must be at least 18 years.
The applicant must not be in default to any bank/financial institution.

Step-by-Step Application Process

Online Application Method

  1. 1 The first step is to visit the official portal of StandUp India at: https://www.standupmitra.in/Login/Register
  2. 2 Enter the full details of the business location.
  3. 3 Select the category between SC, ST, Woman, and whether the stake held is 51% or higher.
  4. 4 Select the nature of the proposed business; the loan amount desired description of the business, the details of the premises, etc.
  5. 5 Populate the fields with past business experience, including tenure.
  6. 6 Select the need for hand-holding is required.
  7. 7 Enter all the personal details sought, which include the name of the enterprise and the constitution.
  8. 8 The last step is to select the register button to complete the process.
  9. 9 Once you have completed registration, you are eligible to initiate the StandUp India Loan Application process with the respective financial institution for the officials to contact you for completing the StandUp India Loan Process and requisite formalities.

Required Documents Checklist

The following are the pre-requisites for the enrolment process:

Proof of Identity: Voter’s ID Card / Passport / Driving License / PAN Card / Signature identification from present bankers of proprietor, partner of director ( if a company)
Proof of Residence: Recent telephone bills, electricity bill, property tax receipt /Passport / voter’s ID Card of Proprietor, partner of Director (if a company)
Proof of Business Address
Proof that the applicant is not a defaulter in any Bank / Financial Institution
Memorandum and articles of association of the Company / Partnership Deed of partners etc.
Assets and liabilities statement of promoters and guarantors along with latest income tax returns.
Rent Agreement (if business premises on rent) and clearance from pollution control board if applicable.
SSI / MSME registration (if applicable)
Projected balance sheets for the next two years in case of working capital limits and for the period of the loan in case of term loan.
Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities.
Documents to establish whether the applicant belongs to SC/ST Category, wherever applicable.
Certificate of incorporation from ROC to establish whether majority stake holding in the company is in the hands of a person who belongs to SC/ST/Woman category.

Official Statutory References & Sources

Frequently Asked Questions

Related Knowledge & Guides

View all Government Schemes & Subsidies →
Direct Application Portals

Need direct access to official application portals?

Access authenticated government scheme links, CSC services, and state welfare application directories.

Explore Government Portals
Strategic Planning

Need custom tax planning or corporate advisory?

Optimize your annual tax strategy, capital gains allocation, and estate structuring with senior tax advisors.

CA-Assisted AdvisoryStrict Confidentiality
Get Tax Advisory